1. Befriend the Library
Buying books and movies gets expensive, and even renting can add up. Take a trip to your local library; and you'll find all of the latest books and movies available free of charge.
2. Clip Coupons
Take the time to clip coupons for the grocery items that you buy regularly, and shave an easy 25 percent off of your weekly grocery bill. Want to save even more? Find a grocery store in your area that doubles coupons.
3. Eat Out Less Often
Eating out is fun, but far more expensive than eating at home. Challenge yourself to eat at home more often – even if it's just once more a month, and watch your bank account grow.
4. Switch to Online Bill Pay
Save yourself a stamp, and avoid late fees by paying your bills online. You can pay direct to your creditors, or set up automatic bill pay with your bank; and take yourself out of the equation entirely.
5. Group Errands
Reduce your gas bill by grouping your errands and only driving when you need to.
6. Sell your clutter
This is not so much saving money as making it. Declutter and make a few bucks doing it. Hold a garage sale or sell it on eBay. It's amazing what some people will buy. For more expensive items such as you unused gold or diamond jewelry, find a gold dealer with low overhead, they usually pay much more than you could sell the items for. Avoid pawn shops and jewelry stores who pay far less than refiners.
7. Buy A Filter
Buy a good quality water filter and reusable water bottles and forget about buying bottled water. The average family will save $10 per week and find their water tastes better.
8. Wash in Cold
Cut your electric bill substantially by washing your laundry in cold water. Your clothes will still come out clean, and your hot water heater won't have to work nearly as hard.
9. Flip a Switch
Reduce your electric bill even further by turning off lights and other electronics when they aren't in use. It may seem like a small thing, but you're sure to see the difference on your next electric bill.
10. Change Your Own Oil
Skip the quick lube, and change your own oil. You'll reduce your tab to the price of oil and a filter, and maybe even save time too – quick lubes aren't always as quick as the name suggests.
What are you doing to live more frugally?